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Debt Negotiation > Debt Management Strategies
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If you’re feeling depressed about all
this—CHEER UP! There is hope. Help is available.
You don’t need to go it alone. If you are a
typical American family, you have about
$25,000-$30,000 worth of credit card debt
(excluding mortgages, car loans, and student loan
payments), and you’re paying between $500 to $900
every month in endless minimum payments.
Here’s the bad news: It will take you 20-30
years to pay off your debts using the minimum
payment method. The good news is that by using a
debt negotiation strategy, you can be out of debt
in less than three years, without increasing your
monthly outlay!
Impossible, you say? Read on.
Let’s examine the four basic strategies for
dealing with problem debt:
1. DO-IT-YOURSELF
2. DEBT CONSOLIDATION
3. BANKRUPTCY
4. DEBT NEGOTIATION
We’ll deal thoroughly with each of these
options in turn, so you understand the full range
of choices available to you. Click on a link
above to learn more. |
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